Prof. Bambang Setiaji

Market economy nowadays has gained more significant role in Muslim countries. This economy does not meet the Islamic values which demand more egalitarian economy. Bank is public need, where all society need it, and often to bear if it fail. In case of the bank ownership, Islam favors to share ownership with more people, or handled by state as the representation of ummah. This purpose is suitable with community bank which is developed not only based on merely business but beyond that lead to help each other and hopefully give spritual satisfaction.

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